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Second, we perform our analyses with the loans-to-assets ratio, as an alternative risk measure.
The Loans/Assets is the loans-to-assets ratio: the higher the ratio, the higher the bank risk.
We complement our analysis with the loans-to-assets ratio, as an alternative measure of bank risk.
These findings are confirmed when (1) using the loans-to-assets ratio as a measure of risk, (2) using the traditional Z-score and (3) using the shadow short rate for each country as a monetary policy variable.
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